PalmettoMEC aims to help applicants and their families use strategies to effectively manage and allocate their finances, within the South Carolina Department of Health and Human Services' Medicaid policy guidelines to preserve assets.
The rules and regulations of the SC Medicaid program can be difficult to understand. Sometimes an applicant may have to spend-down funds to qualify for Medicaid. However, in many cases PalmettoMEC will be able to guide families to manage their assets, such as by helping them convert countable assets to excludable assets, and by suggesting other measures allowed under Medicaid policy. When our recommendations are used, an applicant should be able to qualify for long-term care Medicaid without unnecessarily spending resources in the process.